Educate yourself on bad credit credit cards
Customers with active credit cards have seen their rates increased and their maximum limits for credit decreased. Some people who have not used a card in a long time may find that it has been canceled. Decreased credit limits mean a higher debt to credit ratio for those who carry balances. Credit scores will be adversely affected by that. More consumers are having to turn to credit cards for bad credit, as a result of the recession and more stringent requirements set forth by banks.